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If you’ve accumulated company stock inside your 401(k), whether through some sort of employee stock purchase plan where you were granted a discount, or simply a choice you made to allocate some of your retirement balance towards, you...
Read MoreThinking about retiring from the University of Maine? Discover the financial and personal signals that tell you when the timing is truly right.
Read MoreDespite how we might envision it, retirement is less of a single moment, and more of a multi-year transition. It’s also certainly more than simply an age or dollar amount of savings. As you approach the final stretch of your career,...
Read MoreYour home and retirement account are likely two of the most valuable assets you own, according to a study by the Pew Research Center.1 After years of accumulating wealth and building equity, you have significant value on your hands,...
Read MoreIf you're considering retirement before you turn 65, you're facing a crucial question: How do I maintain quality healthcare coverage until Medicare kicks in?This isn't a minor planning detail.
Read MoreLearn how University of Maine System faculty and staff can make smart Social Security claiming decisions, avoid common mistakes, and coordinate benefits with retirement savings to maximize lifetime income.
Read MoreJanuary is Financial Wellness Month, a time to reflect on the financial decisions that shape not just our present, but our future. And for many families, few decisions carry more long-term financial weight than how to pay for college..
Read MoreBetween holiday gatherings and end-of-year work deadlines, it might feel like 2025 is quickly slipping through your fingers. But before we say goodbye to this year and hello to 2026, you might just want to pause and take time to review...
Read MoreUniversity retirement planning isn’t one-size-fits-all. Learn how to make the most of TIAA, Social Security, and UMaine’s phased retirement and healthcare benefits to retire with confidence and clarity.
Read MoreWhen we think about leaving a legacy, our minds often go first to family memories, values, and traditions. Yet a significant part of legacy may also come through how one prepares financially for those they love. Estate planning ensures...
Read MoreYour retirement deserves more than a one-size-fits-all plan. With a self-directed brokerage option, you can move beyond the basics to lower fees, diversify smarter, and tailor your savings for the future.
Read MoreAs July ends and summer paychecks roll in, don’t miss the financial opportunities many UMaine employees overlook—campus may be quiet, but your finances don’t have to be.
Read MoreSigned July 4, 2025, OBBBA locks in TCJA tax cuts, adds deductions for seniors, raises SALT and estate tax limits, and introduces new charitable write-offs—some permanent, some ending after 2028.
Read MoreUnfortunately, the question “Is this a scam or not?” is one we increasingly have to ask ourselves these days. The pervasiveness of fake emails, letters, and text messages trying to get our personal information or infect our devices,...
Read MoreMarket ups and downs are normal—but staying invested is key. Learn why consistency matters, how to take advantage of volatility, and how self-directed accounts can expand your retirement options.
Read MoreA quick guide to help mid-career UMaine faculty and professionals maximize compensation, retirement savings, and long-term financial growth.
Read MoreOnce you file your tax return each year, it’s a good idea to start planning for next year’s return. Here are a few things you can look at doing today to help set yourself up for success in tax year 2025. Did you owe more than $1,000 or...
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Retirement marks a new and exciting chapter in life, but for University of Maine faculty and professionals, it also brings critical decisions—especially about healthcare.
Read MoreOn December 23, 2022, Congress officially passed the SECURE Act 2.0, with the bill signed into law by President Biden eight days later on December 29th. The legislation was aimed at helping Americans better prepare for their financial...
Read MoreIn the ever more complicated world we live in, it can feel like both our mailbox and email inbox are consistently overflowing with new statements, receipts, account change documents/announcements, and so on. Whether you keep important...
Read MoreThe term “estate planning” might call to mind something reserved for the very wealthy who are looking to avoid estate taxes. But estate planning is much more than that: it’s also the process of designating who will receive your assets,...
Read MoreESG (Environmental, Social, Governance) investing involves a set of characteristics used to evaluate potential investments, and their impact on society at-large. These factors generally include how a company cares for and impacts the...
Read MoreIf you missed last month’s Digital Assets Part I, take a quick read as to why we should be concerned about this area.As we shared in our last post, Digital Assets can include information stored on an individual’s digital devices...
Read MoreThis is first part of an updated series on Digital Assets, which we hope will be helpful as the things we purchase and memories we store are more and more intertwined with technology.Part I: What is a Digital Asset, and Why Should I...
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