Insights to Enhance Perspectives

Each Fall, you receive an email reminder, log into your benefits portal, and start clicking through your open enrollment options between meetings or after dinner...

Retirees are often caught off guard by the realities of transforming their savings into real, long-lasting income in retirement. Accumulating wealth takes discipline and time...

Health savings accounts (HSAs) have traditionally been framed as a tool for covering out-of-pocket medical expenses each year. As a result, most people treat their...

For many University of Maine faculty and staff, the question isn’t “Can I retire?”; it’s “Why don’t I quite feel ready to retire yet?” You might have: And...

Despite how we might envision it, retirement is less of a single moment, and more of a multi-year transition. It’s also certainly more than simply...

Your home and retirement account are likely two of the most valuable assets you own, according to a study by the Pew Research Center.1 After years...

If you’re considering retirement before you turn 65, you’re facing a crucial question: How do I maintain quality healthcare coverage until Medicare kicks in? This isn’t a...

Few retirement decisions carry as much long-term weight as when and how to claim Social Security benefits. The timing of your claim can impact your...

January is Financial Wellness Month, a time to reflect on the financial decisions that shape not just our present, but our future. And for many...

Between holiday gatherings and end-of-year work deadlines, it might feel like 2025 is quickly slipping through your fingers. But before we say goodbye to this...

Retirement planning for higher education professionals isn’t just about saving money—it’s about navigating a complex web of university-specific benefits, understanding unique career paths, and preparing...

When we think about leaving a legacy, our minds often go first to family memories, values, and traditions. Yet a significant part of legacy may...